Insurances

With the digital model, you do everything in the Well app: check symptoms, order medication and consult specialists.

With the HMO model, you select your preferred network doctor in a doctor's network. You also have access to other medical professionals within the network.

With the GP model, your GP is your first point of contact. The Medi24 telemedicine advice centre also offers you advice over the telephone.

With the telmed model, you call Medi24, go to your GP practice or visit a partner pharmacy. 

With the Medi model, the Medi24 telemedicine advice centre is your first point of contact. The Zur Rose pharmacy posts your medication to you.

With the standard model, you have a free choice of doctor anywhere in Switzerland. This flexibility does have its price, but the trade-off is complete freedom.

Receive payments towards vaccinations, medical aids and emergency transport, for example. The plus factor: up to CHF 1,000 per year for digital psychological services.

Receive payments towards glasses, contact lenses and medical aids, for example. The plus factor: up to CHF 2,000 per year for complementary medicine and medical screening.

Receive payments towards sport and fitness, massages and laser vision correction, for example. The plus factor: up to CHF 4,000 per year for complementary medicine and medical screening.

You are entitled to receive treatment in a hospital outside your canton of residence at no extra cost. The plus factor: travel insurance and contribution to home help and home care costs included.

You can switch to a semi-private or private ward. The upgrade costs extra. The plus factor: free choice of contractual hospital and doctor plus contribution to psychiatry costs.

You choose the contractual hospital where you would like to receive treatment – anywhere in Switzerland. You also freely choose your doctor. The plus factor: the comfort of a twin room.

You freely choose a contractual hospital and your doctor – anywhere in Switzerland or worldwide. The plus factor: full cost coverage on a private ward.

Admission guarantee insurance gives you the right to semi-private or private hospital insurance for the next 5, 10, 15 or 20 years. The plus factor: you only answer health questions when taking out the Sicuranta policy.

Daily hospital allowance insurance covers your additional costs in hospital. The plus factor: receive a daily allowance for every day spent in hospital – for up to 30 or 60 days per year.

Supplementary dental insurance covers costs that are not borne by basic health insurance. For teeth cleaning, braces, root canal treatment, caries treatment, implants and more. The plus factor: choose between three benefit classes.

Supplementary child insurance pays you a monthly pension if your child is diagnosed with cancer. You choose the pension amount and payment duration. The plus factor: the money can be used at your own discretion.

Term life insurance pays you a lump sum in the event of disability or death. The money helps you or your relatives maintain your usual lifestyle. The plus factor: the money can be used at your own discretion.

Supplementary accident insurance is a useful add-on to compulsory accident insurance. It pays for additional costs in hospital.

Legal protection insurance offers you assistance in the event of everyday conflicts, road incidents, insurance claims or court cases. This insurance is only available in conjunction with Pulse supplementary outpatient insurance.

Income protection insurance pays out if you become unable to work due to illness or injury. The plus factor: you choose between indemnity and fixed-sum insurance, and select the amount and start date of the daily allowance.