Supplementary hospital insurance

Supplementary hospital insurance covers the costs your basic health insurance does not cover when you require hospital treatment. You decide whether you would like additional comfort, for example, in a single or twin room, or whether you would like to choose your doctor. You can select any hospital in Switzerland, provided that it is recognised by KPT.

Hospitals without a tariff contract

For private and semi-private wards

With private or semi-private supplementary hospital insurance, you have a free choice of hospital within Switzerland. And a free choice of doctor for your treatment.

	General	Semi-private	Private	Private Worldwide	Flex Eco	Flex Top
	Full coverage for a stay on a general ward in Switzerland	Full coverage for a stay on a semi-private ward in Switzerland	Full coverage worldwide,	Full coverage worldwide	Free choice of ward and	Free choice of ward and
	Doctor: no, Hospital: yes	Doctor: yes, Hospital: yes	Doctor: yes, Hospital: yes	Doctor: yes, Hospital: yes	Doctor: yes, Hospital: yes	Doctor: yes, Hospital: yes
Hospital treatment abroad (in an emergency)	Hospital treatment abroad (in an emergency) Coverage of up to CHF 20,000 worldwide	Hospital treatment abroad (in an emergency) Full coverage in Europe/up to CHF 50,000 worldwide	Hospital treatment abroad (in an emergency) Full coverage in Europe/up to CHF 100,000 worldwide subject to	Hospital treatment abroad (in an emergency) Full coverage worldwide	Hospital treatment abroad (in an emergency) Full	Hospital treatment abroad (in an emergency) Full
Transport	Transport Fully covered throughout Switzerland, up to CHF 2,000 abroad per incident	Transport Fully covered throughout Switzerland, up to CHF 3,000 abroad per incident	Transport Fully covered throughout Switzerland, up to CHF 6,000 abroad per incident	Transport Fully covered throughout Switzerland, up to CHF 6,000 abroad per incident	Transport Fully covered throughout Switzerland, up to CHF 5,000 abroad per calendar year	Transport Fully covered throughout Switzerland, up to CHF 5,000 abroad per calendar year
	Up to CHF 20,000 per incident	Up to CHF 20,000 per incident	Up to CHF 20,000 per incident	Up to CHF 20,000 per incident	Up to CHF 20,000	Up to CHF 30,000
	Included for a maximum of 8 weeks per calendar year	Included for a maximum of 8 weeks per calendar year	Included for a maximum of 8 weeks per calendar year	Included for a maximum of 8 weeks per calendar year	Included for a maximum of 8 weeks per calendar year	Included for a maximum of 8 weeks per calendar year
Inpatient rehabilitation	Inpatient rehabilitation Covered for up to 60 days in a recognised facility within a 5-year period	Inpatient rehabilitation Covered for up to 60 days in a recognised facility within a 5-year period	Inpatient rehabilitation Covered for up to 60 days in a recognised facility within a 5-year period	Inpatient rehabilitation Covered for up to 60 days in a recognised facility within a 5-year period	Inpatient rehabilitation Full coverage	Inpatient rehabilitation Full coverage
Inpatient psychiatry	Inpatient psychiatry Full for 90 days	Inpatient psychiatry Full for 90 days	Inpatient psychiatry Full for 90 days	Inpatient psychiatry Full for 90 days	Inpatient psychiatry Maximum of 45 days per calendar year	Inpatient psychiatry Maximum of 90 days per calendar year
Health cures (prescribed by a doctor)	Health cures (prescribed by a doctor) CHF 20 per day -	Health cures (prescribed by a doctor) CHF 40 per day -	Health cures (prescribed by a doctor) CHF 60 per day -	Health cures (prescribed by a doctor) CHF 60 per day -	Health cures (prescribed by a doctor) Not included	Health cures (prescribed by a doctor) CHF 50 per day for a maximum of 30 days per calendar year
Childbirth	Childbirth Full coverage for a general ward – excluding stays	Childbirth Full coverage for a semi-private ward, CHF 200 per day for 5 days at a	Childbirth Full coverage for a private ward, CHF 300 per day for 5 days at a	Childbirth Full coverage for a private ward worldwide, CHF 300 per day for 5 days at a	Childbirth Full coverage for a selected ward in Switzerland, childbirth allowance (outpatient) of CHF 500	Childbirth Full coverage for a selected ward in Switzerland, childbirth allowance (outpatient) of CHF 1000
Outpatient procedures	Outpatient procedures Not included	Outpatient procedures Not included	Outpatient procedures Not included	Outpatient procedures Not included	Outpatient procedures Not included	Outpatient procedures 75% up to CHF 1,000 per calendar year (choice of doctor, transport, hotel etc.)
Home help and care (prescribed by a doctor)	Home help and care (prescribed by a doctor) CHF 20 per day for 60 consecutive days	Home help and care (prescribed by a doctor) CHF 30 per day for 60 consecutive days	Home help and care (prescribed by a doctor) CHF 50 per day for 60 consecutive days	Home help and care (prescribed by a doctor) CHF 50 per day for 60 consecutive days	Home help and care (prescribed by a doctor) –	Home help and care (prescribed by a doctor) CHF 50 per day for a maximum of 30 days per calendar year
Lump-sum payment for illness	Lump-sum payment for illness Not included	Lump-sum payment for illness Not included	Lump-sum payment for illness Not included	Lump-sum payment for illness Not included	Lump-sum payment for illness Not included	Lump-sum payment for illness Lump-sum payment of CHF 5,000 for serious
Advisory services	Advisory services Not included	Advisory services Second opinion service: BetterDoc	Advisory services Second opinion service: BetterDoc	Advisory services Second opinion service: BetterDoc	Advisory services Second opinion service: BetterDoc	Advisory services Second opinion service: BetterDoc
	Calculate Premium	Calculate Premium	Calculate Premium	Calculate Premium	Calculate Premium	Calculate Premium

Full coverage for a stay on a general ward in Switzerland

Full coverage for a stay on a semi-private ward in Switzerland

Full coverage worldwide,

Full coverage worldwide

Free choice of ward and

Doctor: no,
Hospital: yes

Doctor: yes,
Hospital: yes

Hospital treatment abroad (in an emergency)

Coverage of up to CHF 20,000 worldwide

Hospital treatment abroad (in an emergency)

Full coverage in Europe/up to CHF 50,000 worldwide

Hospital treatment abroad (in an emergency)

Full coverage in Europe/up to CHF 100,000 worldwide subject to

Hospital treatment abroad (in an emergency)

Full coverage worldwide

Hospital treatment abroad (in an emergency)

Full

Hospital treatment abroad (in an emergency)

Full

Transport

Fully covered throughout Switzerland, up to CHF 2,000 abroad per incident

Transport

Fully covered throughout Switzerland, up to CHF 3,000 abroad per incident

Transport

Fully covered throughout Switzerland, up to CHF 6,000 abroad per incident

Transport

Fully covered throughout Switzerland, up to CHF 6,000 abroad per incident

Transport

Fully covered throughout Switzerland, up to CHF 5,000 abroad per calendar year

Transport

Fully covered throughout Switzerland, up to CHF 5,000 abroad per calendar year

Up to CHF 20,000 per incident

Up to CHF 20,000

Up to CHF 30,000

Included for a maximum of 8 weeks per calendar year

Inpatient rehabilitation

Covered for up to 60 days in a recognised facility within a 5-year period

Inpatient rehabilitation

Covered for up to 60 days in a recognised facility within a 5-year period

Inpatient rehabilitation

Covered for up to 60 days in a recognised facility within a 5-year period

Inpatient rehabilitation

Covered for up to 60 days in a recognised facility within a 5-year period

Inpatient rehabilitation

Full coverage

Inpatient rehabilitation

Full coverage

Inpatient psychiatry

Full for 90 days

Inpatient psychiatry

Full for 90 days

Inpatient psychiatry

Full for 90 days

Inpatient psychiatry

Full for 90 days

Inpatient psychiatry

Maximum of 45 days per calendar year

Inpatient psychiatry

Maximum of 90 days per calendar year

Health cures (prescribed by a doctor)

CHF 20 per day -

Health cures (prescribed by a doctor)

CHF 40 per day -

Health cures (prescribed by a doctor)

CHF 60 per day -

Health cures (prescribed by a doctor)

CHF 60 per day -

Health cures (prescribed by a doctor)

Not included

Health cures (prescribed by a doctor)

CHF 50 per day for a maximum of 30 days per calendar year

Childbirth

Full coverage for a general ward – excluding stays

Childbirth

Full coverage for a semi-private ward, CHF 200 per day for 5 days at a

Childbirth

Full coverage for a private ward, CHF 300 per day for 5 days at a

Childbirth

Full coverage for a private ward worldwide, CHF 300 per day for 5 days at a

Childbirth

Full coverage for a selected ward in Switzerland, childbirth allowance (outpatient) of CHF 500

Childbirth

Full coverage for a selected ward in Switzerland, childbirth allowance (outpatient) of CHF 1000

Outpatient procedures

Not included

Outpatient procedures

Not included

Outpatient procedures

Not included

Outpatient procedures

Not included

Outpatient procedures

Not included

Outpatient procedures

75% up to CHF 1,000 per calendar year (choice of doctor, transport, hotel etc.)