Supplementary health insurance

Supplementary outpatient insurance closes the gaps left by basic health insurance. It contributes to the cost of glasses, fitness subscriptions and health checks. The plus factor: receive up to CHF 4,000 per year for medical screening and complementary medicine.

You can switch to a semi-private or private ward. The upgrade costs extra. The plus factor: free choice of contractual hospital and doctor plus contribution to psychiatry costs.

Supplementary dental insurance covers costs that are not borne by basic health insurance. For teeth cleaning, braces, root canal treatment, caries treatment, implants and more. The plus factor: choose between three benefit classes.

Supplementary accident insurance is a useful add-on to compulsory accident insurance. It pays for additional costs in hospital.

Term life insurance pays you a lump sum in the event of disability or death. The money helps you or your relatives maintain your usual lifestyle. The plus factor: the money can be used at your own discretion.

Supplementary child insurance pays you a monthly pension if your child is diagnosed with cancer. You choose the pension amount and payment duration. The plus factor: the money can be used at your own discretion.

Legal protection insurance offers you assistance in the event of everyday conflicts, road incidents, insurance claims or court cases. This insurance is only available in conjunction with Pulse supplementary outpatient insurance.

Income protection insurance pays out if you become unable to work due to illness or injury. The plus factor: you choose between indemnity and fixed-sum insurance, and select the amount and start date of the daily allowance.

International insurance provides you with insurance that meets Swiss standards even when abroad – for example when emigrating. The plus factor: treatments are covered in both the country of residence and Switzerland.