Health insurance premium calculator
Your health insurance premiums are influenced by where you live, your age and the insurance model you choose. Use our premium calculator to receive a no-obligation quote. If you wish, we can also provide free advice and help you find the most cost-effective solution.
What do I need to know about health insurance advice?
Good health insurance advice caters to you and your needs. It’s not only about the premiums. You also need to consider the benefits offered and your personal circumstances.
1./ Think about your personal circumstances:
Do you travel frequently? Are you planning a pregnancy? Do you need cover for glasses, fitness activities or dental treatment?
2./ Think about your personal circumstances:
Do you travel frequently? Are you planning a pregnancy? Do you need cover for glasses, fitness activities or dental treatment?
3./ Be aware of cancellation deadlines:
Only cancel your current supplementary health insurance once your switch has been confirmed. You will need to complete a health questionnaire for your new supplementary health insurance. Different notice periods apply to basic health insurance and supplementary health insurance.
Everything you need to know about switching your health insurer
Contact us for advice

Our team is available Monday to Thursday, 8:00 to 12:00 and 13:30 to 17:00, Friday from 08:00 to 12:00 and 13:30 to 16:00. On request, we can also offer you a consultation at a pre-arranged time and date, for example during your lunch break.
Health insurance premiums vary depending on where you live and your age, as well as your chosen deductible and insurance model. Comparing different options can save you money.
- The KPT premium calculator shows you how much your premium would be under different basic health insurance models.
- Also note that if you work at least eight hours per week, you can exclude accident cover.
- Our overview shows the cheapest KPT basic health insurance model for your city.
- Visit our comparison page to compare all our basic health insurance models.
Money-saving tip: In many Swiss cities, KPTwin.smart is KPT’s most affordable basic health insurance model. With this model, you start by answering a few health-related questions in the app, which recommends your next steps. Afterwards, you are also free to visit your GP in person.







