The cheapest health insurance for you depends on your place of residence, deductible, accident cover and model. We show you which KPT basic health insurance is on average the cheapest in your city for adults aged 26 and over with a deductible of 2,500 francs and no accident cover.
Compare KPT's other basic health insurance models using the same criteria.
With KPT’s digital model, 19 to 25-year-olds in the cantons of Ticino and Geneva can save up to compared to the standard model. From checking your symptoms to obtaining medical certificates to booking an appointment: with KPTwin.smart, you handle everything digitally but can still visit your GP if you want to. Order medication conveniently from the Zur Rose online pharmacy and have it delivered directly to your home.
Our team is available Monday to Thursday, 8:00 to 12:00 and 13:30 to 17:00, Friday from 08:00 to 12:00 and 13:30 to 16:00. On request, we can also offer you a consultation at a pre-arranged time and date, for example during your lunch break.
In 2027, the digital model with GP (KPTwin.smart) is the cheapest KPT model in Bern, Zurich, Lugano, Geneva, St. Gallen, Winterthur, Liestal and Aarau. This applies to adults aged 26 and over with a deductible of 2,500 francs and no accident cover.
Digital model with GP
KPTwin.smartThe Well app is your first port of call for any medical issues. This model is the cheapest option for basic health insurance from KPT in:
(See calculation examples*).
In Switzerland, you can give notice of your intention to cancel your basic health insurance up to 30 November and switch as of 1 January. Please note that you must not have any unpaid bills with your health insurer on 31 December. Other deadlines apply to supplementary health insurance. Read on to find out how to change health insurer and how to save when doing so.
Rising healthcare costs lead to higher health insurance premiums. Despite this, there are still ways to save. Find out what discounts are available on basic and supplementary insurance plans.
Dry cough, or is it pneumonia? With the Well app, you can simply check your symptoms online and immediately receive a medical assessment based on the information provided. You can then follow the recommendations or contact your GP if necessary. It is so convenient – the Well app and symptom checker form part of the digital basic health insurance model, KPTwin.smart, meaning you can manage your health using the app and save both time and doctor’s costs.
Your GP (family doctor) is your first point of contact in the event of medical problems. The coordination of your treatment by the GP provides efficiency and reduces costs. With our GP (family doctor) models KPTwin.doc and KPTwin.win as well as our digital model with GP KPTwin.smart, we pass this saving on to you in the form of generous premium discounts. You can also make use of our free telemedical consultation service 24/7. With KPTwin.win, you can additionally contact partner pharmacies as a first port of call.