
Combine basic and supplementary insurance
Digital model with GP
KPTwin.smartWith the digital model, you do everything in the Well app: check symptoms, order medication and consult specialists.
Receive a 14 to 20% discount on your monthly premium compared to the standard model.
Flexible hospital insurance
You can switch to a semi-private or private ward. The upgrade costs extra. The plus factor: free choice of contractual hospital and doctor plus contribution to psychiatry costs.
Save 6.7% on your premium with a 3-year contract.
Supplementary outpatient insurance
Pulse Eco, Top and PremiumSupplementary outpatient insurance closes the gaps left by basic health insurance. It contributes to the cost of glasses, fitness subscriptions and health checks. The plus factor: receive up to CHF 4,000 per year for medical screening and complementary medicine.
Save 6.7% on your premium with a 3-year contract.
Well advised, well insured

Our supplementary insurance plans
Supplement your basic health insurance with benefits that suit your lifestyle. Whether a free choice of hospital, contributions towards dentist costs or income protection, you can choose which additional benefits matter to you.

Not feeling well?
With our digital basic health insurance KPTwin.smart, you can get medical advice anytime. You also benefit from a 14–20% discount compared with the standard model.
2027 premiums
Find out moreThe most important information about the new premiums and how to clearly monitor your health costs.
Health insurance comparison
Compare optionsFind out which KPT basic health insurance model is right for you and compare your various options.
Advice
Schedule an appointmentWant to optimize your insurance or receive answers to questions about your model, supplementary insurance, or certain treatments?
Simply done
Report an accident
Report an accidentSimply report your accident online via the KPTnet customer portal. We will handle everything.
Submit receipts
Submit receiptsYou can submit receipts here, via the KPTnet customer portal, on the KPT app or by post.
Chat consultation
To the serviceDoctorChat gives you fast access to medical advice in the event of health problems – without an appointment.

KPT in a nutshell
KPT is one of the ten largest health insurers in Switzerland. Around 700 employees offer the 530,000 people insured with KPT what they really need: outstanding value for money and maximum customer satisfaction. As a cooperative, KPT is a socially responsible organisation.




