Basic health insurance in Switzerland
Basic health insurance is compulsory for everyone in Switzerland. The services are legally regulated and the same from all health insurers.
What basic health insurance covers
Basic health insurance covers legally regulated benefits throughout Switzerland. You contribute towards costs through the deductible, excess and hospital cost contribution. Costs over and above this are covered by the health insurer. You can find more information from the FOPH.
Find out which benefits are covered under basic health insurance in accordance with the Health Insurance Act (HIA) and Health Insurance Benefits Ordinance (HIBO):
Contact us for advice
Our team is available Monday to Thursday, 8:00 to 12:00 and 13:30 to 17:00, Friday from 08:00 to 12:00 and 13:30 to 16:00. On request, we can also offer you a consultation at a pre-arranged time and date, for example during your lunch break.
