KPTwin.easy
Medi model
The monthly premium depends on age, place of residence and gender. Calculate your premium for 2027 and take out the insurance online in the next step.
How the Medi model works
If you are ill, call the telemedical advice centre.
A one-stop shop:
for medical advice, medical certificates and prescriptions for medication, always call .
Have your medication sent to you:
as a rule, you will order medication from the online pharmacy.
Where medically appropriate, you will have to take a rather than the more expensive original medication.Referral to specialists:
refers you to doctors.
Emergency care:
you don’t need a referral in an emergency. Simply visit a hospital emergency department.
Reduce your premiums:
receive an 10 to 14% discount on your monthly .
What should you do if you fall ill?
If you have the Medi model and are ill, always proceed as follows:
1. Check your symptoms:
Call . The telemedical advice centre can be called free of charge 24/7.
2. Select treatment steps:
specialists are able to provide comprehensive advice and coordinate all aspects of your further treatment.
- You need a referral from to visit a general practitioner or specialist
- If necessary, you can visit a hospital emergency department. You don’t need a referral for this.
3. Order medication:
As a rule, you will order your medication from the online pharmacy. Where medically appropriate, you will be prescribed a rather than the more expensive original medication. If this is the first time your medication has been prescribed and you require it urgently, you may obtain it immediately from your doctor or, as an exception, from a different pharmacy. Zur Rose delivers medication directly to your chosen address with no postage costs.
What basic health insurance covers
The benefits available with basic health insurance are the same throughout Switzerland and from all health insurers. The insurance covers medically necessary treatments for illness, accident and maternity.
Frequently asked questions
Useful documents
Compare and take out
Medi model
KPTwin.easyWith the Medi model, the Medi24 telemedicine advice centre is your first point of contact. The Zur Rose pharmacy posts your medication to you.
Receive a 10 to 14% discount on your monthly premium compared to the standard model.
Digital model with GP
KPTwin.smartWith the digital model, you do everything in the Well app: check symptoms, order medication and consult specialists.
Receive a 14 to 20% discount on your monthly premium compared to the standard model.
HMO model
KPTwin.plusWith the HMO model, you select your preferred network doctor in a doctor's network. You also have access to other medical professionals within the network.
Receive a 10 to 20% discount on your monthly premium compared to the standard model.
GP (family doctor) model
KPTwin.docWith the GP model, your GP is your first point of contact. The Medi24 telemedicine advice centre also offers you advice over the telephone.
Receive a 10 to 21% discount on your monthly premium compared to the standard model.
Contact us for advice
Our team is available Monday to Thursday, 8:00 to 12:00 and 13:30 to 17:00, Friday from 08:00 to 12:00 and 13:30 to 16:00. On request, we can also offer you a consultation at a pre-arranged time and date, for example during your lunch break.
