Financial security for your baby
We recommend registering your baby for supplementary health insurance before birth as no health check will be required. Supplementary dental insurance is also recommended as it covers future braces, for example.
We recommend registering your baby for supplementary health insurance before birth as no health check will be required. Supplementary dental insurance is also recommended as it covers future braces, for example.
In Switzerland, all babies must be registered for basic health insurance. With prenatal registration, your newborn is covered from day one.
Compulsory:
everyone in Switzerland is required to take out basic health insurance.
Covered from day one:
with prenatal registration, your baby is covered right from birth.
Even in an emergency:
cover is also provided for premature birth or illness.
No health check:
supplementary health insurance is easier to take out prior to birth.
Free supplementary dental insurance:
dental insurance with benefit class 4 is free of charge for children under one. This is useful if your child needs braces when older.
Basic health insurance offers foundation level cover. Additionally taking out supplementary health insurance for babies and children provides more comprehensive protection for your newborn; for dental treatment or glasses, for example.
Basic health insurance can be supplemented in several ways; for example, with dental insurance or flexible hospital insurance. But which plans should you choose? Read on to discover the types of supplementary insurance available and the benefits they provide.
To be sufficiently covered in the event of illness, it is important to choose the right health insurance for your child or children. But which deductible and which basic health insurance model are best for you? And which supplementary insurance is worthwhile? We help untangle all the options.
Healthy milk teeth lay the foundation for strong permanent teeth, reducing the risk of dental disease and associated dental costs in later life. But even with the best dental care, half of all children need braces, the costs of which can soon rise to above 10,000 francs. That’s why many parents take out supplementary dental insurance for their children. But which dental insurance should you choose and how much can you expect to pay?
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To insure your baby or newborn from their very first breath, you should ideally take out health insurance before they are even born. In Switzerland, health insurance must, by law, be arranged no later than three months after the birth. Read on to discover which model, deductible and supplementary insurance are the best choice for your baby.
Basic health insurance - KPTwin.smart
With the digital model, you do everything in the Well app: check symptoms, order medication and consult specialists.
Flexible hospital insurance - Flex Top
You can switch to a semi-private or private ward. The upgrade costs extra. The plus factor: free choice of contractual hospital and doctor plus contribution to psychiatry costs.
Supplementary outpatient insurance - Pulse Top
You are entitled to receive treatment in a hospital outside your canton of residence at no extra cost. The plus factor: travel insurance and contribution to home help and home care costs included.
