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Online form – change deductible

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Change deductible

The deductible is the initial amount that you need to pay each year. KPT will only cover costs in excess of this amount. You can amend your deductible in the KPTnet customer portal. This can only be done once a year and takes effect on 1 January.

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Additional customer services

Make changes to your basic health insurance
Switch or amend your basic health insurance.
Make changes to your basic health insurance
Include/exclude accident cover
Adjust your accident cover as soon as your working hours go up or down.
Include/exclude accident cover

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Change deductible

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Change deductible

Change basic health insurance/deductible

You can change your basic health insurance model and deductible once a year. The change always takes effect from 1 January.

If you are insured with the free choice of doctor model with, then you can switch to a different model at any time. Find out more in the Basic health insurance overview.

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Change basic health insurance model

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Change deductible

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Frequently asked questions

Deadlines in a nutshell

When changing your basic health insurance or deductible, the following deadlines apply:

Basic health insurance
Changing your basic health insurance model as of 1 January: your notification must be received by your health insurer by the end of its published opening hours on the last working day in November.

Exception: you can switch from the standard model free choice of doctor to a different basic health insurance model on the 1st day of the month that follows the month in which you sent us the notification.
Deductible
Reducing your deductible as of 1 January: your notification must be received by your health insurer by the end of its published opening hours on the last working day in November.

Increasing your deductible as of 1 January: your notification must be received by your health insurer by the end of its published opening hours on the last working day in December.