Reduce your premiums by changing your basic health insurance model – quickly and easily in the KPTnet customer portal. With most models, you can only change your basic health insurance once a year.
Advise us of your new deductible,
Adjust your accident cover as soon as your working hours go up or down.
Our team is available Monday to Thursday, 8:00 to 12:00 and 13:30 to 17:00, Friday from 08:00 to 12:00 and 13:30 to 16:00. On request, we can also offer you a consultation at a pre-arranged time and date, for example during your lunch break.
When changing your basic health insurance or deductible, the following deadlines apply:
Basic health insurance
Changing your basic health insurance model as of 1 January: your notification must be received by your health insurer by the end of its published opening hours on the last working day in November.
Exception: you can switch from the standard model free choice of doctor to a different basic health insurance model on the 1st day of the month that follows the month in which you sent us the notification.
Deductible
Reducing your deductible as of 1 January: your notification must be received by your health insurer by the end of its published opening hours on the last working day in November.
Increasing your deductible as of 1 January: your notification must be received by your health insurer by the end of its published opening hours on the last working day in December.
You can change your basic health insurance model and deductible once a year. The change always takes effect from 1 January.
If you are insured with the free choice of doctor model with, then you can switch to a different model at any time. Find out more in the Basic health insurance overview.