
Pregnancy | 30.7.2026
Supplementary insurance for pregnancy
Basic health insurance covers essential medical services throughout pregnancy and childbirth. However, taking out supplementary health insurance can be worthwhile in Switzerland if you and your partner would like to enjoy additional benefits throughout your pregnancy journey. Our insurance expert provides an overview and top tips.
Which supplementary health insurance is advisable for pregnancy?
For pregnancy, supplementary hospital insurance or supplementary outpatient insurance are top of the list. These provide you with benefits that go beyond those offered by basic health insurance.
In Switzerland, basic health insurance only covers legally mandated pregnancy and childbirth services. This includes check-ups, antenatal classes, midwifery care and the delivery. Additional services or a greater level of comfort during hospital stays are often only possible with supplementary insurance.
Anyone planning a family or wishing to have children should look into supplementary insurance early on, as many health insurance companies apply waiting periods and require a health check.
Supplementary hospital insurance
Supplementary hospital insurance offers greater comfort and more options during a hospital stay. For example, you benefit from additional services during the delivery that are not covered by basic insurance. If you are planning a family and considering taking out supplementary hospital insurance, be sure to compare the different plans available. Supplementary hospital insurance provides important benefits during pregnancy and maternity.
We advise taking out supplementary hospital insurance early, as a waiting period of 270 days applies to maternity benefits.
Flexible supplementary hospital insurance





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