Health insurance knowledge base | 18.12.2025
The advantages of semi-private hospital insurance
Semi-private hospital insurance supplements basic health insurance for hospital stays. It offers benefits that are not covered under basic health insurance, such as a twin room or free choice of doctor.
What is semi-private hospital insurance and what benefits does it cover?
Semi-private hospital insurance is a voluntary form of supplementary health insurance for overnight stays in hospital. It covers benefits and costs that are not covered by basic health insurance. Patients covered by semi-private insurance only share a hospital room with a maximum of one other person, hence the term ‘semi-private’.
Benefits covered under semi-private hospital insurance
Patients covered by semi-private insurance are typically entitled to the following benefits, which are not covered under basic health insurance:
- A twin room on a semi-private ward
