Open a KPTbenefit account

• Currency: Swiss francs (CHF)
• Account opening and management: free
• Interest: up to 0.35%*
• Withholding tax: 35%
• Account statement and settlement: annually, included
• Domestic and international postal mailing: included
• Third-party charges are passed on
• Up to 25,000 francs per year freely available (higher amounts: subject to 31 days’ notice**)
• Overdraft fee: 9%
• No credit possible

* Up to 20,000 francs = 0.35%, from 20,001 to 50,000 francs = 0.05%, from 50,001 francs = 0.00%

** If you withdraw more than 25,000 francs per year, you will be charged 2% on the amount over this limit.

Yes. The following services are free:

• Berner Kantonalbank (BEKB) e-banking
• BEKB app
• SMS service
• Payment transactions

If you leave the KPT cooperative, your KPTbenefit account will be converted into a standard saving account with Berner Kantonalbank (BEKB).